First Time Buying

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Home Buying Hacks for First Time Buyers in Toronto – Hack #1
Hack #1 - Don't Buy a House in Toronto.Let me explain...In the past 10 years, average home prices in Toronto and the GTA have seen a meteoric rise resulting in an affordability crisis for younger buyers who likely may never...
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What are the Most Important Things I Should Consider Before Buying a Condo?
Here is a list of some of the most important things you need to know when buying a condo.
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Should I Consider Co-Owning / Co-Living in Toronto?
What is Co-ownership and what is Co-living? Should I consider either?
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How Parents Can Help Their Kids Buy Their First Home
For many Canadians living in Toronto the dream of home ownership is just that...a dream. As Toronto real estate prices continue to climb and rental rates increasing at an even faster pace, it's becoming more difficult for those in their...
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Is 5 Percent Down Enough to Buy a Toronto Condo?
With prices hovering in the $500's for an average 1 bedroom condo in Toronto, it can be tough to come up with a 20% down payment. No matter how much you stash away, to save up that amount of money...
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How to Buy a Condo in Toronto if You Make Under 100K a Year
Shaun Hildebrand, senior vice president of Urbanation, a market analysis firm that provides Real Estate Insights on the condominium, rental, and property investment markets in the GTA, found that in the first quarter of 2018 the average price of a...
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All About Closing Costs
Budgeting for a condo is more than just looking at the purchase price and down payment, you need to also prepare to pay the closing costs. What exactly are closing costs? Simply put, closing costs are expenses, over and above...
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How Living at Home Can Help You Buy a Condo
Unless you just won the lottery and you can afford to purchase a condo in cash, you are probably like the majority of people in Toronto who will eventually need a mortgage. Unfortunately, qualifying for a mortgage will most likely...
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What is the Minimum Down Payment Needed For a Toronto Condo?
Purchasing a condo in Toronto is not an easy task. The simple fact of the matter is it takes a considerable amount of upfront funds. The average sales price for a 1 bedroom condo in Toronto as of December 2018 is...
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Three Major Things You Need to Qualify for a Mortgage
So you're ready to buy a condo, but before you do, if you're like most people in Toronto, you'll probably need to qualify for a mortgage first.  I sat down with Chris Candusso, a mortgage agent with the Capital Lending...
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